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BitPay Card (BitPay Prepaid Mastercard)

BitPay Card (BitPay Prepaid Mastercard) review

Former US prepaid Mastercard funded with crypto from the BitPay wallet; closed in 2023

Discontinued Reviewed by Nour Mona Facts checked 1 November 2026 4 official sources
This card is no longer available. We keep the page so existing holders can find the facts. See alternatives

Summary

The BitPay Card was a US prepaid Mastercard that let BitPay wallet users convert crypto to dollars and spend them anywhere Mastercard was accepted. BitPay and its bank partner ended the program on 30 June 2023, and no replacement card had launched as of this review.

At a glance

Network
Mastercard21
Card type
Prepaid21
Formats
Virtual + Physical34
Who holds your funds
Your wallet, card balance with the issuer14
ID check
Full ID check2
Top up with
BTC, BCH, ETH, XRP, USDC, GUSD, PAX, BUSD2
Top-up networks
Not available
Apple Pay
Yes3
Google Pay
Yes4
ATM cash
Yes21
IBAN
Not available
Issuing bank
Metropolitan Commercial Bank

Fees and limits

BitPay Prepaid Mastercard
Crypto conversion 0%2

BitPay Prepaid Mastercard

  • Loaded from the BitPay wallet by converting crypto to US dollars
  • Virtual card usable while waiting for the physical card
  • Cash back at participating retailers through a Cardlytics offers program (2022)

What works

  • Crypto-to-dollar loading straight from the BitPay wallet
  • Worked with Apple Pay and Google Pay
  • ATM cash withdrawals were supported
  • Wide list of supported coins and stablecoins

What to watch

  • Discontinued: no longer available to new or existing users
  • Only offered to US residents
  • Fee schedule was in the cardholder agreement, not on public pages

Where it works

Available in 1 countries.

Show the country list

United States

Country guides for this card

United States

Questions people ask

Can I still get a BitPay Card?

No. BitPay closed the BitPay Prepaid Mastercard program on 30 June 2023. It said a new card would follow, but no launch was found.

What happened to balances left on the card?

BitPay said remaining balances would be mailed as a check to the address on file within 30 days of the program closing.

Who issued the card?

Metropolitan Commercial Bank issued it under a Mastercard licence, with Galileo providing the card platform.

How would you rate BitPay Card (BitPay Prepaid Mastercard)?

Used this card? Tap the stars. One rating per person, no account needed.

Sources

The numbers on this page come from these official pages. The small numbered marks next to each fact point here.

  1. bitpay.com/blog/bitpay-card-transition — BitPay blog: program discontinued with bank partner; last load June 1, last spend June 15, closed June 30 (2023); balances mailed by check; new card planned, waitlist (checked 2026-11-01)
  2. businesswire.com/news/home/20200611005269/en/BitPay-Launches-Prepaid-Mastercar... — BitPay June 2020 release: Metropolitan Commercial Bank issuer, Mastercard prepaid, US only, no conversion fees, ATM, supported coins, Galileo powers the card, age 18+ with ID verification (checked 2026-11-01)
  3. businesswire.com/news/home/20210212005047/en/BitPay-Card-Adds-Support-for-Appl... — BitPay Feb 2021 release: Apple Pay for US cardholders; virtual card while waiting for plastic (checked 2026-11-01)
  4. businesswire.com/news/home/20210811005659/en/BitPay-Updates-Wallet-App-with-Go... — BitPay Aug 2021 release: Google Pay support for US cardholders (checked 2026-11-01)

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